Interactive tool
Portfolio Allocator
Horizon + risk → an illustrative asset split.
OPEN MN-15 · BUILDING A PORTFOLIO: ASSET ALLOCATION AND REBALANCINGCLIENT-SIDE · NOTHING SENT
Free preview. Try it once here. Members get unlimited runs and can save what they make to their output archive. See plans
Interactive tool
Portfolio Allocator
Illustration, not investment advice.
This shows how time horizon and risk appetite move an asset split. It is education, not advice, and no allocation is right for everyone.
Stocks65%
Bonds25%
Cash10%
Longer horizons can ride out volatility, so they lean to stocks; short ones hold more bonds and cash. Moving the risk toggle shifts the same split up or down — that's the only lever most people actually need.