MARJ
Money, Investing & the Economy
MN-04L1
IIMoney, Investing & the Economychecked 92 days ago14 min read

Compound Interest: The Maths of Time (and of Debt)

You'll walk away with

A modelled scenario in a spreadsheet: the same money as savings and as debt, on one chart

Worth knowing

ℹ️ This is education, not financial advice. The maths is exact; the returns and rates used are illustrative, not predictions. Real investment returns vary and can be negative.

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  1. 01The most important idea in personal finance, and it's one line
  2. 02Why this deserves a whole lesson
  3. 03Mechanism 1 — Simple vs compound
  4. 04Mechanism 2 — Time matters more than amount
  5. 05Mechanism 3 — The Rule of 72
  6. 06Mechanism 4 — The same force, in reverse: debt
  7. 07What this means for you
  8. 08Try it: build the two curves (40 min)
  9. ✓Check yourself — the quiz
  10. ▶The video and audio versions
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A modelled scenario in a spreadsheet: the same money as savings and as debt, on one chart

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